Money and such – Our financial knowledge blog

Taschengeld als Instrument: Kinder und Jugendliche lernen den Umgang mit Geld Kinder und Jugendliche lernen den Umgang mit Geld. Welche Dinge gibt es dabei zu beachten?

The euro is the common currency of 19 EU member states and six other European countries. In Austria, we have been paying with euros since 2002. Despite some criticism here and there, the story of the euro is a success story. How come?

Branded clothes are “in”, but are they worth the money? Or is the saying true: “Buy cheap, buy expensive?”

When you leave school, you may still want to become a prince or princess, or maybe a racing driver – but most people tend to opt for other professional fields.

The banking business is associated with certain unavoidable risks. What happens when banks go bust?

Living without a bank account is possible, but it is difficult. The European Union has therefore decided that every person has a right to an account.

You want to save ten euros each week. But how to get started?
To decide that, you first need to know what your fixed costs, or fixed expenses, are.
Only if you know how much money you need to spend each month
will you be able to find out what your potential savings could be. To decide that, you first need to know what your fixed costs, or fixed expenses, are. Only if you know how much money you need to spend each month will you be able to find out what your potential savings could be.

Thinking about doing an apprenticeship? We have some good reasons for you why an apprenticeship might suit you.

What does a central bank actually do? What are its functions and …does a central bank actually print money?

Save money at asale.

A smartphone in advertising for €0 – sounds cool, doesn’t it? But does that also mean that the phone is free?

You want to save ten euros each week. But how to get started?
To decide that, you first need to know what your fixed costs, or fixed expenses, are.
Only if you know how much money you need to spend each month
will you be able to find out what your potential savings could be. To decide that, you first need to know what your fixed costs, or fixed expenses, are. Only if you know how much money you need to spend each month will you be able to find out what your potential savings could be.

We spend money on something or other nearly every day. And most people have a feeling that everything is getting more expensive all the time. Well, it’s true – sort of. It is called inflation.

If you put money in a savings account today, you have to expect that the money there will be worth less over time. If you spend it straight away, you will get more out of it at the moment.

What happens if the economy stops growing?

If you want to save money, you need an overview of your variable costs: food, smartphone, leisure time and vacations are all included.

Work less, have more time to live: Working part-time sounds good at first. But is there really no catch to this working time model?

Whether and what you want to donate is entirely up to you. There is no compulsion. But there are also very few arguments against it.

A friend of yours needs some money and wants to take out a loan at the bank. But to do that, she or he needs someone to stand surety, i.e. to guarantee that the loan will be repaid. Would you do that?

In EU countries, you can make calls with your cell phone under the same conditions as at home. But even in Europe, you’re not completely safe from roaming traps.

When it comes to passwords, you can’t be too careful. Criminals use phishing to try to get hold of your login details and shamelessly rip you off.

You may not even have started working yet and are probably thinking about a lot of things, just not your pension. But it’s worth making provisions for old age early on.

Weniger kaufen, nachhaltig investieren: Das bringt nicht nur dem Klima was, sondern kann dir auch helfen, ein Vermögen aufzubauen.

Myths are used to get millions of people excited about gambling. Unfortunately, they are often not true. What is true and what is a myth?

If you earn more than 13.308 euros per year (2025), you have to pay a part of your income to the tax authorities. The other part belongs to you. Taxes are also levied on everything we buy.

Wer Geld verleiht, trägt das Risiko, es nicht mehr zurück zu bekommen. Was hat’s hier also mit den Zinsen auf sich?

Du überlegst, an einer FH oder Uni zu studieren? Wir haben gute Gründe für dich, warum ein Studium zu dir passen könnte!

Studying costs an estimated € 1000 per month. What options are there to finance your studies?

Money as such does not make you happy. But not having it makes you unhappy. This is something we know from experience, and it also had been confirmed by research studies.

Vacation at last! We have summarized for you which cost traps you may encounter and what you should pay attention to when on vacation!

Shares, or stocks, represent very small portions of a company. By buying them, you purchase a participating interest in the company – and have a stake in its economic performance.
Shares are certificates of participation in a company. In other words: the owner of a share of stock (shareholder) owns a small fraction of a company.

Lease or buy? New or used? There are a few things to consider when buying a car.

How much will an overdraft cost? The bank has offered you a free personal account. Whether or not it really remains free depends entirely on you.

Those who are poor usually stay poor. And those who already have enough get even more. This is – unfortunately – the current trend.

You want to buy something and can only pay later? Sounds great! Is it?

What do we need money for?