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It's easy to get a free account during your training. Nevertheless, you have to be careful that you don't end up having to pay for your account.
What does my account cost?

Account management fees: free of charge

As long as you are still at school, in an apprenticeship or at university, all banks offer you a free current account with a debit card. People who are already working, on the other hand, have to pay account management fees at most banks. These fees are often made up of a lump sum for certain services, e.g. for online banking, and costs for other services, e.g. fees for transfers. How free is free? Even if you have a free account, you should read the small print. Some banks also charge fees for free accounts, for example for over-the-counter transfers. And there's another thing: overdrawing your account is always expensive. You have to pay interest for every cent that your account is below zero. However, you can have the bank block the ability to overdraw your account.  
How to stay in the green: How do I keep my account free?

Differences in performance

While you're comparing, take a look at what's on offer: For example, is a credit card (from the age of 18) included? And think about what you need from a bank. If personal advice is important to you, then an online bank is probably not for you. If you're mainly online anyway, it's best to research which banks offer the best internet banking tools.

FAQ

Erste Bank
The really cool guy.
Account costs

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